AOP Services

Submit OTP

Get https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP

The Submit OTP Use this API to submit the OTP which you get from the generate OTP API from the Customer.

Body Parameters

{
    "cibil_id": "xyz byj",
    "access_token": "123456542124",
    "otp": "1234",
    "question_key": "xyz",
    "answer_key": "xyz twp",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
}

Request Parameters

Name	Type	Description
cibil_id	String	A reference or token (possibly provided by the CIBIL API) to identify a user’s credit profile. This could also be an internal ID linked to a CIBIL check session.
access_token	String	A security token provided by the CIBIL API (or a middleware platform). It is used for authorizing access to protected CIBIL data or reports.
otp	String	The One-Time Password sent to the user’s mobile number, required for verifying identity.

Table

Name	Type	Description
cibil_id	String	A reference or token (possibly provided by the CIBIL API) to identify a user’s credit profile. This could also be an internal ID linked to a CIBIL check session.
access_token	String	A security token provided by the CIBIL API (or a middleware platform). It is used for authorizing access to protected CIBIL data or reports.
otp	String	The One-Time Password sent to the user’s mobile number, required for verifying identity.
question_key	String	The identifier of a knowledge-based authentication (KBA) question — e.g., "Which bank issued your credit card?".
answer_key	String	The user’s answer to the KBA question, matched against the CIBIL database.
RegistrationID	String	Unique registration identifier, often tied to the user.
CompanyCode	String	A unique code identifying the company or partner requesting the CIBIL report. Used to authenticate the organization accessing the credit data.

Responses

200

Response

200

RESPONSE BODY

Json

401

Response

401

RESPONSE BODY

Object

responsecode integer

status boolean

message string

Did this page help you? Yes No

Language

Shell

Python

Node

PHP

cURL

curl --location --request GET 'https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP' \
--header 'Content-Type: application/json' \
--data  '{
  "cibil_id": "xyz byj",
  "access_token": "123456542124",
  "otp": "1234",
  "question_key": "xyz",
  "answer_key": "xyz twp",
  "RegistrationID": "AOP-554"
  "CompanyCode": "CMP1045"
}'

import requests
import json

url = 'https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP'
payload = "{
  "cibil_id": "xyz byj",
  "access_token": "123456542124",
  "otp": "1234",
  "question_key": "xyz",
  "answer_key": "xyz twp",
  "RegistrationID": "AOP-554"
  "CompanyCode": "CMP1045"
}" 

headers = {
  "Content-type" : "application/json"
}

response = requests.request("GET", url, headers=headers, data=payload)

print (response.text)

var requests = require("request");
var options = { 
  "method" : "GET",
  "url" : 'https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP',
  "headers" : {
    "Content-Type" : 'application/json'
  },
  body: '{
    "cibil_id": "xyz byj",
    "access_token": "123456542124",
    "otp": "1234",
    "question_key": "xyz",
    "answer_key": "xyz twp",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }' 
}; 
request(options, function(error, response){
   if(error) throw new Error(error);
   console.log(response.body); 
});

var client = new HttpClient();
var request = new HttpRequestMessage(HttpMethod.Get,'https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP')
var content = new StringContent(
  "{
    "cibil_id": "xyz byj",
    "access_token": "123456542124",
    "otp": "1234",
    "question_key": "xyz",
    "answer_key": "xyz twp",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }",
  null,"application/json"
); 

request.Content = content;
var response =  await client.SendAsync(request);
response.EnsureSuccessStatusCode();
Console.WriteLine(await response.Content.ReadAsStringAsync());

<?php
$curl =  curl_init();
curl_setopt_array($curl, array(
  CURLOPT_URL =>  'https://api.aopay.co.in/api/AOP/CibilScore/SubmitOTP',
  CURLOPT_RETURNTRANSFER =>  true,
  CURLOPT_ENCODING =>  '',
  CURLOPT_MAXREDIRS =>  10,
  CURLOPT_TIMEOUT =>  0,
  CURLOPT_FOLLOWLOCATION =>  true,
  CURLOPT_HTTP_VERSION =>  CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST =>  'GET',
  CURLOPT_POSTFIELDS =>  '{
    "cibil_id": "xyz byj",
    "access_token": "123456542124",
    "otp": "1234",
    "question_key": "xyz",
    "answer_key": "xyz twp",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }',
  CURLOPT_HTTPHEADER =>  array(
    'Content-Type: application/json'
  ),
));
$response =  curl_exec($curl);
curl_close($curl);
echo $response;

RESPONSE

{
"status": "SUCCESS",
"message": "success",
"error_code": "SPC-200",
"merchant_trans_id": "SPCBL2308181506522334ZiSHM7bAe",
"access_token": null,
"result": {
"cibil_id": "93626**",
"cibil_status": "Success",
"is_returning_customer": 0,
"cibil_score_fetch_date": null
 }
}

{
    "code": "207",
    "description": "Amount is Requaired",
    "merchantTrxnRefId": null,
    "token": null,
    "status": "False"
}