Get Credit History

Get  https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory


The Get Credit History Use Credit History API for the Credit history of the customer.

Body Parameters
{
    "client_order_id": "1234",
    "cibil_id": "xyz",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
}
Request Parameters
Name Type Description
client_order_id String A unique identifier assigned by the client system for tracking this specific request. It helps in linking API responses with the original order.
cibil_id String A reference or token (possibly provided by the CIBIL API) to identify a user’s credit profile. This could also be an internal ID linked to a CIBIL check session.
RegistrationID String Unique registration identifier, often tied to the user.
CompanyCode String A unique code identifying the company or partner requesting the CIBIL report. Used to authenticate the organization accessing the credit data.
Responses

200

200

Response

200

RESPONSE BODY

Json

401

401

Response

401

RESPONSE BODY

Object

responsecode integer

status boolean

message string


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Language
shell Shell
python Python
node Node
c# C#
php PHP

CURL

curl --location --request GET 'https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory' \
--header 'Content-Type: application/json' \
--data  '{
  "client_order_id": "1234", 
  "cibil_id": "xyz",
  "RegistrationID": "AOP-554"
  "CompanyCode": "CMP1045"
}'
                                
import requests
import json

url = 'https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory'
payload = "{
  "client_order_id": "1234", 
  "cibil_id": "xyz",
  "RegistrationID": "AOP-554"
  "CompanyCode": "CMP1045"
}" 

headers = {
  "Content-type" : "application/json"
}

response = requests.request("GET", url, headers=headers, data=payload)

print (response.text)
                                
var requests = require("request");
var options = { 
  "method" : "GET",
  "url" : 'https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory',
  "headers" : {
    "Content-Type" : 'application/json'
  },
  body: '{
    "client_order_id": "1234", 
    "cibil_id": "xyz",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }' 
}; 
request(options, function(error, response){
   if(error) throw new Error(error);
   console.log(response.body); 
}); 
                                
var client = new HttpClient();
var request = new HttpRequestMessage(HttpMethod.Get,'https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory')
var content = new StringContent(
  "{
    "client_order_id": "1234", 
    "cibil_id": "xyz",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }",
  null,"application/json"
); 

request.Content = content;
var response =  await client.SendAsync(request);
response.EnsureSuccessStatusCode();
Console.WriteLine(await response.Content.ReadAsStringAsync());
                                
<?php
$curl =  curl_init();
curl_setopt_array($curl, array(
  CURLOPT_URL =>  'https://api.aopay.co.in/api/AOP/CibilScore/GetCreditHistory',
  CURLOPT_RETURNTRANSFER =>  true,
  CURLOPT_ENCODING =>  '',
  CURLOPT_MAXREDIRS =>  10,
  CURLOPT_TIMEOUT =>  0,
  CURLOPT_FOLLOWLOCATION =>  true,
  CURLOPT_HTTP_VERSION =>  CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST =>  'GET',
  CURLOPT_POSTFIELDS =>  '{
    "client_order_id": "1234", 
    "cibil_id": "xyz",
    "RegistrationID": "AOP-554"
    "CompanyCode": "CMP1045"
  }',
  CURLOPT_HTTPHEADER =>  array(
    'Content-Type: application/json'
  ),
));
$response =  curl_exec($curl);
curl_close($curl);
echo $response;
                                

RESPONSE

200

401

-Result

Example

 
{
"error_code": "SPC-200",
"status": "SUCCESS",
"message": "success",
"soft_ref_id": "23081815284725JQJCESXDTP2",
"data": {
"result": {
"userInfo": {
"cibil_id": "525234*",
"cibil_score": "770",
"first_name": "prashant",
"middle_name": "",
"last_name": "Varsheney",
"mobile_number": "9990013***",
"cibil_score_fetch_date": "2023-08-16 15:36:46"
},
"activityInfo": [
{
"account_detail_id": "7264328**",
"member_name": "ADIBIRHFL",
"account_number": "XXXXXXXXXXXXXXXX3343",
"date_opened": "2023-06-24",
"date_closed": "0000-00-00",
"newly_opened": "1",
"name": "Housing Loan"
},
{
"account_detail_id": "726432***",
"member_name": "ADIBIRHFL",
"account_number": "XXXXXXXXXXXXXXXX3341",
"date_opened": "2023-06-22",
"date_closed": "0000-00-00",
"newly_opened": "1",
"name": "Housing Loan"
},
{
"account_detail_id": "726432***",
"member_name": "AXIS BANK",
"account_number": "XXXXXXXXXXX4061",
"date_opened": "2022-12-01",
"date_closed": "2023-06-20",
"newly_opened": "0",
"name": "Personal Loan"
}
],
"creditAge": {
"credit_age": "8 Years 8 Months"
},
"creditMix": {
"secured_loan": "4",
"unsecured_loan": "2",
"total_percent_completed": "75"
},
"inquiryCount": 14,
"lastMonthInquiryCount": 0,
"last6MonthInquiryCount": 2,
"creditUtilize": {
"credit_utilize": "18",
"credit_limit": "255000",
"total_balance": "48032"
},
"onTimePaymentPercentile": 93
},
"status": "success",
"message": "ok",
"access_token": "d48b818d426b83b028ffdd5db96520986e128052"
                                
{
    "code": "207",
    "description": "Amount is Requaired",
    "merchantTrxnRefId": null,
    "token": null,
    "status": "False"
}